Financial Advice and Capability

The Defence Force helps personnel and their families make smart financial decisions by offering discounted financial advice through Become Wealth, financial capability programs with Sorted, and a range of resources from the NZDF Force Financial Hub.

Financial plans with Become Wealth

NZDF has a long-running and transparent partnership with Become Wealth to provide free initial consultations, and if needed, heavily discounted financial advice for NZDF members and their families.

One-off financial advice plans are available for people who require advice in any - or all - areas of their life. The service includes:

An initial no-cost and no-obligation initial consult will quickly identify any areas of your financial life that can be improved upon.
There are no standard first meetings. Sometimes, clients will have precise ideas of what they want to achieve and sometimes, clients want to see how advisers may be able to help in general.
After meeting, follow up emails are sent with help in actioning any applications.
A detailed financial plan is sometimes suggested by yourself or by the adviser. This is usually if your financial needs are quite complex or if you request detailed planning in any area.
An ongoing relationship can be struck to receive regular financial advice if you so choose.

Become Wealth are familiar with the needs of NZDF personnel and the range of circumstances you and your family may be in as a result of serving.

The advisers at Become Wealth understand the benefits offered to the whole Defence Community and can advise on other financial circumstances such as, change in posting, NZDF accommodation policies, and now-closed superannuation schemes.

Financial capability training programme

NZDF has teamed up with the Commission for Financial Capability (www.sorted.org.nz) to bring you the NZDF Financial Capability Programme. Three different courses are on offer and they are regularly run at camps and bases as well as at HQNZDF. These programmes are aimed at providing NZDF members and their families with the tools to make the best financial decisions for themselves.

Get Your Money Fighting Fit

Wondering where your money goes each pay? Have you got plans for the future that you need to save for? Sometimes overwhelmed by general household bills, the cost of debt and repayments?

Covering key aspects of personal finance and money management, the “Get Your Money Fighting Fit” programme applies to all of us, no matter what stage we’re at. The results can be life-changing, not just at work but at home too.

The programme will cover topics like budgeting, debt management, goals, savings, your personal money management system, retirement, KiwiSaver, investing, insurance, wills, power of attorney and buying a house. It is available to RF, TF/Reserve Forces and civilian personnel.
Financing a Home Seminar (available also to family members)

An introductory seminar for those who are considering buying a home (whether existing or new build).
These seminars run for 2.5 - 3 hours and are generally held outside of standard business hours, when your family can attend as well.

The seminars cover growing a house deposit and who can help with buying a first home, the right mortgage for you, sales and purchase process and the fundamentals of financing a home.
NZDF Investor Education Programme

A 2 day programme covering investing via KiwiSaver, achieving investment goals, shopping around and getting advice, investment strategy to spread risk/looking after your portfolio.